FCA-Regulated Independent Financial Planners · Edinburgh & Glasgow

Strategic Wealth Planning for Professionals, Business Owners and Private Clients

Executive Wealth Services provides impartial financial advice for clients whose pensions, investments, tax position and long-term wealth strategy need to be considered together.


From our offices in Edinburgh and Glasgow, we help professionals, business owners and individuals bring structure, clarity and confidence to important financial decisions.

reliable

sustainable

Proven

chosen by Professionals across scotland

4.9/5 stars

Who We Help

Professionals, business owners, retirees and families across Scotland.

What We Do

Pensions, investments, tax-efficient planning, inheritance tax and estate planning.

Our Approach

Chartered expertise. Independent advice. Plans built around your goals.

Our Focus

Clarity today. Confidence tomorrow. A legacy that lasts.

Our Promise

Straightforward advice. Long-term relationships. Always in your interest.

Services

Building Your Strategic Wealth Framework

Every robust financial plan requires a solid foundation and a clear blueprint for the future. From modernising retirement infrastructure to engineering tax-efficient succession, we provide the technical expertise required to secure your family’s legacy and corporate success.

Pensions & Retirement Planning

Engineering the Transition to Income

Turning a collection of random pensions into a single, high-performance income stream. We modernise your legacy assets to eliminate hidden fees and ensure your money lasts as long as you do.

ISAs & Strategic Savings

Making Savings and Investments More Tax-Efficient

Moving "lazy" capital into tax-efficient environments. We architect your liquid assets within optimised wrappers to protect your returns from erosion.

Wills & Inheritance Tax

Protecting Wealth for the Next Generation

Protecting your family’s legacy from the 40% "fiscal cliff." We design the robust frameworks required to pass wealth down securely and efficiently.

Business Owner & Director Planning

The Bridge Between Business & Wealth

Turning corporate profit into personal financial freedom. We specialise in extracting wealth tax-efficiently using specialised Director frameworks.

how we work

The 6-Stage Structural Audit

We perform a rigorous technical audit to identify and repair structural weaknesses in your financial plan.

01
Diagnostic

Defining the primary objectives and life milestones driving your wealth.

02

Data Gathering

A 360-degree review of every existing asset, policy, and tax wrapper.

03

Stress Testing

Analysing your current portfolio's resilience against legislative shifts and inflation.

04

The Strategic Blueprint

Delivering a definitive, technical road map for your financial future.

05

Precision Deployment

Managing the administrative and technical implementation of the new structure.

06

Life-cycle Stewardship

Ongoing oversight to ensure the architecture remains compliant and effective.

Our team. Your trust.

Experienced Advisers Behind Every Financial Plan.

Executive Wealth Services is led by experienced financial planning professionals with specialist knowledge across pensions, investments, tax planning, estate planning, corporate finance and long-term wealth structuring.

David Garvey, Managing Director and Chartered Financial Planner at Executive Wealth Services

David Garvey

BA APFS · Managing Director · Chartered Financial Planner

David leads Executive Wealth Services and has over 20 years’ experience advising clients on investment strategy, retirement planning, tax and trust planning, and client-focused financial advice.

  • Investment Strategy
  • Retirement Planning
  • Tax Planning
  • Trust Planning
View David’s Profile ›
Clara Jackson, Chartered Fellow and Private Client Planning Specialist at Executive Wealth Services

Clara Jackson

Chartered Fellow · Private Client Planning Specialist

Clara is a Chartered Fellow of the Personal Finance Society with over 20 years’ professional experience across corporate accountancy, wealth management and private client advisory.

  • Private Client Advice
  • Later-Life Planning
  • Inheritance Tax
  • Intergenerational Wealth
View Clara’s Profile ›
Keith Duncan, Financial Planning Specialist with pensions and corporate banking experience at Executive Wealth Services

Keith Duncan

Financial Planning Specialist · Pensions & Corporate Background

Keith has over 25 years’ experience across corporate banking, pensions and financial planning, including FTSE 100 relationship management, pension governance and long-term client relationship management.

  • Pensions
  • Corporate Banking
  • Governance
  • Client Relationships
View Keith’s Profile ›

A team approach to your financial future.

Specialist knowledge, independent advice and long-term client relationships built around what matters most to you.

Meet the EWS Team

Edinburgh & Glasgow offices

Financial Advice from Edinburgh and Glasgow.

Executive Wealth Services supports clients from offices in Edinburgh and Glasgow, providing independent financial planning, pension advice, investment advice and inheritance tax planning for individuals, professionals and business owners across Scotland.

Glasgow office

Financial Adviser in Glasgow.

EWS also supports clients from Glasgow, providing independent financial advice for those who need structured planning across pensions, investments, tax and long-term wealth.

  • Wealth Planning
  • Pension Advice
  • Investment Advice
  • Business Owners
Financial Adviser Glasgow ›
Speak to EWS

Arrange an Initial Consultation.

Speak to EWS about your financial planning needs and the right adviser support for your circumstances.

  • Edinburgh
  • Glasgow
  • Wider Scotland
Contact EWS ›

Client feedback

What Clients Say About Working With EWS.

Clients value clear communication, careful planning and advice that explains complex financial decisions in a practical way.

Featured testimonial

“Meticulous detail, spot-on results.”

Clara was recommended to us via an independent source. We had questions about our personal pensions and investments. Clara took the time to meet us, explain our options and write everything down for future use. We took her advice and it has been spot on.
Sarah Williamson Edinburgh

“Professional integrity.”

Clara was extremely helpful and provided useful guidance based on my situation. She showed great integrity and gave clear, practical advice.

Sam Moore Edinburgh

“Clear, straightforward advice.”

David and the EWS team have been excellent. Communication is reliable and the advice is straightforward, with clear examples.

Gemma Ruck Glasgow

“Helpful retirement planning.”

The conversation was very helpful and left me more confident with a clear action plan. David was generous with his time and easy to talk to.

Jennifer Culbertson Kirkintilloch

Ready to discuss your own financial plan?

Speak to EWS about pensions, investments, retirement planning or wider wealth structuring.

Arrange a Consultation

Built on Integrity & Independent Financial Engineering

Executive Wealth Services, we operate under a strict code of professional ethics, ensuring that your financial blueprint is engineered for your benefit alone.

Chartered Financial Advice

We hold the Gold Standard of financial planning, a designation held by a minority of UK firms, representing peak technical competence.

Unbiased Advice

As an independent firm, we are not tethered to specific providers. We select the components of your plan based purely on their structural integrity and performance.

Edinburgh & Glasgow Roots

We understand the specific tax nuances and professional landscape of the Central Belt, providing localised expertise with a global perspective.

Insights

Strategic Insights & Technical Briefings

Navigating the complexities of the evolving UK and Scottish financial landscape. Our briefings provide the technical clarity required to maintain the structural integrity of your wealth in an era of constant legislative shift.

Infrastructure Updates

Deep dives into Pension legislation and retirement policy shifts.

Tax Engineering

Market Analysis

Corporate Strategy

Can’t find your answer?

Contact the EWS Team Today

qUESTIONS & aNSWERS

Questions before choosing an adviser

  • Independent or tied advisers?

    EWS Advisers are not tied to any single provider. They can recommend products from the entire market, which generally means more choice and potentially better solutions tailored to your needs. They must act in your best interest and provide unbiased advice.

  • Minimum investment needed?

    Each client’s individual circumstances will be considered on a case-by-case basis.  Initial consultation is free of charge and there is no expectation that you will progress on the advice that you receive.

  • How do you charge fees?

    Fees are charged as a percentage of the amount you invest or transfer.

  • What does Chartered status mean?

    A Chartered Financial Adviser is a financial professional who has achieved the highest level of qualification and professional recognition in the UK financial advice industry. This status is awarded by the Chartered Insurance Institute (CII) and signifies:

    Advanced Qualifications: They have completed rigorous exams beyond the standard diploma level, often including advanced financial planning, tax, pensions, and investment modules.

    Professional Standards: They adhere to strict ethical codes and demonstrate ongoing commitment to professional development.

    Chartered Status: This is considered a “gold standard” and indicates expertise, integrity, and trustworthiness.

    In short, a Chartered Financial Adviser offers comprehensive, high-level advice and is often preferred for complex financial planning needs.

  • Do you work outside Edinburgh?

    Yes, we have clients up and down the country. In certain circumstances the advisers may be able to come out and meet clients in their homes, although our preference is that you come to our offices to meet.

  • How often are reviews?

    As an absolute minimum, your investment portfolio will be fully reviewed once a year, even if it is just to let you know that all is well.  Clients have the option to sit down with their adviser at any point throughout the year if they feel they need to.

  • Is my money secure?

    Yes, our highly skilled Financial Adviser will make sure you are invested into the correct portfolio, this is made possible through meticulous planning from the support team and from CII approved Financial Advisers with decades of experience.

  • What happens at the first meeting?

    Normally this gives prospective clients the opportunity to meet with the adviser first and foremost and make sure the chemistry is right.  All being well, this would progress into the discovery process to begin to better understand your financial situation, what your goals from life are and how we can best assist you to bring this to fruition.